{"product_id":"mortgage-lending-racial-discrimination-0877666563-used","title":"MORTGAGE LENDING, RACIAL DISCRIMINATION,","description":"\u003cp\u003e\u003cstrong\u003eISBN:\u003c\/strong\u003e 0877666563\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eAuthor:\u003c\/strong\u003e Wienk\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eCondition:\u003c\/strong\u003e Used\u003c\/p\u003e\u003cp\u003eThis volume, representing the outcome of a May 1993 U.S. HUD conference, seeks to answer two major questions: What evidence is there of discrimination by mortgage lenders? If discrimination is occurring, how powerful or significant a force is it? Evidence is presented in the form of statistical research, counterarguments from the lending industry, and transcriptions of two landmark federal court decrees. Contents: Foreword; PART ONE: MORTGAGE LENDING DISCRIMINATION RESEARCH; An Overview, John Goering and Ron Wienk; Discrimination in Mortgage Lending: A Literature Review, John Yinger; Accounting for Racial Differences in Housing Credit Markets, Robert B. Avery, Patricia E. Beeson, and Mark S. Sniderman; Turning a Critical Eye on the Critics, Geoffrey M.B. Tootell; The Role of the FHA in the Provision of Credit to Minorities, Ann B. Schnare and Stuart A. Gabriel; Race, Redlining, and Residential Mortgage Defaults: Evidence from FHA-Insured Single-Family Loan Program, James A. Bercovec, Glenn B. Canner, Timothy H. Hannan, and Stuart A. Gabriel; Mortgage Discrimination and FHA Loan Performance, James A. Bercovec, Glenn B. Canner, Stuart A. Gabriel and Timothy H. Hannan; Comparing Loan Performance between Races as a Test for Discrimination: A Critique of the Berkovec et. al. Study, George Galster; Flaws in the Use of Loan Defaults to Test Mortgage Lending Discrimination, Stephen L. Ross; Rejoinder, James A. Bercovec, Glenn B. Canner, Stuart A. Gabriel, and Timothy H. Hannan; Discrimination and the Secondary Mortgage Market, Robert Van Order; Housing Discrimination and the Appraisal Industry, Robert B. Schwemm; PART TWO: FAIR LENDING ENFORCEMENT; An Overview, John Goering and Ron Wienk; The Decatur Federal Case; Summary Report: The Decatur Federal Case, Richard Ritter; Use of Statistical Models to Provide Statistical Evidence of Discrimination in the Treatment of Mortgage Loan Applicants: A Study of One Lending Institution, Bernard Siskin and Leonard A. Cupingood; Comments and Response by Decatur Federal Savings and Loan Association, Kent B. Alexander; Targeting a Lending Discrimination Investigation, Ann Chud and Hal Bonnette; Methods for Identifying Lenders for Investigation under the Fair Housing Act, Ira J. Goldstein; Fair Lending Management: Using Influence Statistics to Identify Critical Mortgage Loan Applications, David Rodda and James E. Wallace; A Practical Model for Investigating Mortgage Lending Discrimination by Financial Institutions, Richard W. Cole; Reviewing Loan Files for Mortgage Lending Discrimination, Zina G. Greene; The Role of Private, Nonprofit Fair Housing Enforcement Organizations in Lending Testing, Shanna L. Smith and Cathy Cloud; Preapplication Mortgage Lending Testing Program: Lender Testing by a Local Agency, Rachel Lawton; The Chevy Chase Case; Patterns of Residential Mortgage Activity in Philadelphia's Low- and Moderate-Income Neighborhoods: 1990-91, Paul S. Calem; PART THREE: FUTURE DIRECTIONS; Future Directions in Mortgage Discrimination Research and Enforcement, George Galster; Index.\u003c\/p\u003e","brand":"Mia Karts","offers":[{"title":"Default Title","offer_id":67827886358816,"sku":"USED0877666563","price":60.0,"currency_code":"GBP","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0980\/7426\/3840\/files\/61Yrp6QrzDL.jpg?v=1792221132","url":"https:\/\/miakarts.com\/en-gb\/products\/mortgage-lending-racial-discrimination-0877666563-used","provider":"Miakarts Books","version":"1.0","type":"link"}